Understanding Health Insurance
Choosing a health insurance plan involves more than just the monthly premium. There are many factors to understanding your coverage. Click on the buttons below to learn more and make the best healthcare coverage choices.
Copays, Coinsurance, Deductibles, & More
Learn what you’re responsible for.
HMOs, PPOs, & Provider Networks
Avoid unexpected bills by staying in-network.
Choosing the Right Doctor
Primary care providers vs. specialists.
Urgent Care vs. Emergency Care
Seeking the most appropriate care will save you money.
Individual and Family Enrollment Periods
When can individuals and families purchase health coverage? Learn the difference between open enrollment and special enrollment periods.
Glossary of Health Insurance Terms
View and download this six-page glossary. You’ll also find some examples of how out-of-pocket costs are applied.